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庆祝情人节锦囊-Valentine Gifts

By 作者:傅家理; 译者:朱崇鹣 这是我度过上一个情人节又罗曼蒂克又俭省的方法。 我到附近的杂货店买了些剑兰(这是我找到最便宜的花了,可是却很漂亮。)我把红色的薄纸剪成心型,我又买了些草莓和葡萄。我把所有我们两个人的照片拿出来在墙上贴成走道一直领路到浴室,浴室的墙上全都贴满了更多的照片。同时我放好了洗澡水等他回来,并准备好水果等他来吃。结果真的很成功喔。~~珊蒂 珊蒂的主意很棒。礼物不是看你为你的甜心花多少钱,而是看你要说什么,又是怎么表示的。当然不是每一个人都用珊蒂的办法。你上Ttd.com网站就可以找到最便宜的玫瑰花。而且根据贺卡协会报告,情人节用卡量仅次于圣诞卡。估计情人节之前... >Full Story

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男人 预算 婚姻 性与爱 家庭 关系 人生 财务 世界 离婚 女人 损失 情人节 傅家理 省钱

父债必须子还吗?Inherit Debt

“我孩子们的生身父亲嗜酒成性。他有些很久以前的医疗费帐单,到现在还没付清;只是因为怕医院找他麻烦,才每月交个十块钱左右。如果他去世了,那还债的责任是不是就落到孩子们身上了?他没什么财产,甚至都没有保险付他自己的葬礼费用。而且他现在身体很差。我女儿已经接手他的支票本,从他的残障福利收入里付他的帐单了。女儿问我时,我说我不觉得孩子们该对没还清的债负责,但我想还是尽量问清楚的好。”―玛格丽 有人曾说,你应该在死前最后一分钟花光口袋里的最后一块钱。这的确是个有意思的想法,但恐怕... >Read More



短期贷款须知 Payday Loan

问题:我有几笔短期贷款不能偿还。我已经努力了几年,可是只有足够的钱付清利息。如果我从我的401K退休金□提款付清这些贷款,我省下的利息足够我每个月把401K□提出的钱再补回去。这样我在年终报税时需要缴纳20%的401K预支处罚金吗?我已经吸取了教训,再也不会陷入短期贷款的陷阱了。我认为这类短期贷款应该被非法化。□ 蜜雪 短期贷款又被人们叫做现金预支贷款,支票预支贷款,延期支票贷款或者延期抵押支票贷款。联邦贸易委员会也把它们叫做“超贵现金” 。大约有超过10,000家短期... >Read More



理财之道

女士们有一个习惯,就是梦想嫁给白马王子,从此渡过快乐的一生。如今不行了,那白马王子要么变成了丑陋的青蛙,在加拿大,每四对夫妇中就有两对离婚,要不然就是一命呜呼,在加拿大有上百万女人寡居! □有些统计显示,由于分居、离婚、鳏寡和选择单身生活,大约74%的女人需要自给自足。这对她们的财务有什么影响呢? 过去,理财之道对女士们来说,就是买减价东西、冬天为省电而调低室内温度,以及自己裁剪衣服。现在她们可要负责起财务来了,不仅得去参加财务计划讲座,还要依专家们的建议有所行动。 女... >Read More


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